Long Term Care problems Solved
Ask the expert, Dennis H. Lentin

Can I believe what the Long Term Care Insurance agent tells me?

As a general rule whatever an agent tells you must be in written form, in the insurance company’s policy literature.

When you purchase a Long Term Care Insurance policy, the writing agent is required to give you, at the time of purchase, an outline of coverage. The outline of coverage has been prepared by the insurance company and has been approved by the state that the policy is being sold in. If for any reason an agent does not provide you with an outline of coverage, I would be very suspicious that the agent is trying to hide something from you.

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Dennis H. Lentin
DL Financial Consultants
3852 Black Forest Circle,
Boynton Beach, Florida 33436