Long Term Care problems Solved
Ask the expert, Dennis H. Lentin

I have a policy that gives me four hours per day in help, will that always be the case?

Most policies sold today do not specify that amount of help you can receive in hour, but rather in dollars per day. If for example, you have a benefit of $100.00 per day and help costs $10.00 per hour, your policy will pay for up to ten hours. There were some older policies that cover a specified number of hours at a maximum dollar amount. In those cases you were limited by both dollars and hours.

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Dennis H. Lentin
DL Financial Consultants
3852 Black Forest Circle,
Boynton Beach, Florida 33436