Long Term Care problems Solved
Ask the expert, Dennis H. Lentin

What do you think about group plans for Long Term Care Insurance?

I do not care for most of the groups available. The Federal Government has a new group that is more expensive than a private plan. Group plans sometimes have guaranteed issue, which means the sickly can get Long Term Care Insurance that they might not normally be able to qualify.

If you are part of a group, the policy may be changed without your input. Groups are good for some things but in LTCI so far groups are not as nearly as cost effective as private plans.

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Dennis H. Lentin
DL Financial Consultants
3852 Black Forest Circle,
Boynton Beach, Florida 33436