Long Term Care problems Solved
Ask the expert, Dennis H. Lentin

I belong to a major senior association; they recommend a plan that is underwritten by a major insurance company. The association has millions of members, am I correct in assuming that the plan is good?

Where Long Term Care Insurance is concerned, you cannot assume anything. There are many major insurers that issue sub-standard Long Term Care plans, as well as very good plans. You must examine each plan to make sure that it fits your needs. I think I know what plan you are talking about. You really should read the fine print in this one, there are some clauses that are not to your benefit.

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Dennis H. Lentin
DL Financial Consultants
3852 Black Forest Circle,
Boynton Beach, Florida 33436